EXPOSURE INTELLIGENCE

See what others don’t.

Valtera turns risk-engineer assessments and operational evidence into exposure intelligence. Insurers see where risk is changing and where attention is needed across their portfolios. Operators prioritize the changes most likely to reduce risk.
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The Valtera Exposure Engine

From assessment to exposure intelligence.

01

Assessment

Establish a formal exposure baseline through a risk-engineer assessment.

02

Exposure baseline

Normalize the assessment into a clear, comparable view of exposure.

03

Ongoing evidence

Maintain visibility through integrations, Valtera workflows, documents, sensors, and operator inputs.

04

Portfolio view

Compare environments, identify outliers, and establish benchmarks and trends across a portfolio.

Risk-engineer judgment remains the anchor

The risk-engineer assessment establishes the exposure baseline. Ongoing evidence adds visibility into what is supported, what may have changed, and where uncertainty remains.

Environment View

A clear, comparable exposure baseline.

See the exposure score, benchmark position, primary drivers, and where improvement matters most.

Overall exposure score
68.6
Elevated Concern
Benchmark comparison
Valtera benchmark marker
LowLow-ModerateModerateElevatedHigh
Inherent
71.6
Controls
74.3
Uncertainty
52.0
Valtera Interpretation
Exposure is elevated by battery-system characteristics and protection gaps. Improving controls would materially reduce exposure.
Portfolio View

See each environment in portfolio context.

Compare normalized exposure across environments, reveal outliers, and focus attention on the changes most likely to reduce risk.

Valtera benchmark marker
Why it matters

Physical exposure doesn't stand still.

Valtera helps insurers focus on the exposures that matter most and gives underwriting visibility into risk that may otherwise remain hidden. For operators, it helps prioritize interventions that can meaningfully change risk. This creates a bridge between physical exposure and economic impact.

See what has changed

Surface evidence that supports or challenges the last risk-engineer assessment.

Compare exposure across environments

Turn individual assessments into a consistent portfolio view so insurers can identify outliers, benchmarks, common drivers, patterns, and changing conditions.

Direct attention where it matters most

Use exposure intelligence to help determine where additional engineering review, evidence, or intervention is needed.

The cost of not knowing

Exposure keeps changing after the assessment is complete.

Without ongoing exposure intelligence, insurers and operators may be making decisions using incomplete, inconsistent, or aging information about the environments they are responsible for.

That can leave changing conditions undetected, uncertainty hidden inside periodic assessments, unclear priorities for what should change, limited understanding of portfolio benchmarks, and underwriting decisions based on information that may no longer reflect the environment.
Mission
Make changing physical exposure visible, comparable, and actionable across portfolios.
Ambition
Make the economic consequences of physical exposure visible, including the significance of acting or not acting.
The economic question

What is the cost of not knowing?

Better exposure intelligence should change more than what an organization knows. It should clarify what should change, how uncertainty is treated, and ultimately how risk translates into financial outcomes within environments and across portfolios.

See Your Exposure →
Understand what is changing, which risks deserve attention, and what those risks could mean economically.
Emerging Exposure

Electrification is increasing battery exposure.
The risks are changing with it.

›

Valtera begins with battery exposure, a fast-changing property risk that is difficult to observe consistently. The same exposure intelligence model is designed to extend as new risks emerge.

THE FUTURE

The Future

Valtera is building toward economic intelligence.

Not just what the exposure is, but what can change it and the financial significance of acting or not acting.

Valtera is actively validating the methodology required to move from descriptive to prescriptive and ultimately economic intelligence.

DESCRIPTIVE→PRESCRIPTIVE→ECONOMIC INTELLIGENCE
Built for trust
Neutral by design

Independent, impartial, and aligned to the needs of insurers and the organizations they insure.

Data governance

Secure, private, permissioned handling of exposure data.

Built from experience

Purpose-built from real operating, policy, and risk-management challenges.

Intelligence that improves

As structured evidence accumulates, Valtera can support stronger comparison, benchmarking, and interpretation across environments and portfolios.